Claiming benefits

Claiming benefits

Benefits are paid by the government to people who are unable to work or have a low income.

Claiming benefits can provide extra money for essential living costs such as food, clothing and housing.


  • You’re out of work, you may be able to claim Jobseeker’s Allowance
  • You’ve got children, you can claim child benefit, and may be able to claim Child Tax Credits
  • You have a low income, you may be able to claim Working Tax Credits
  • You’re ill or disabled, you may be able to claim Employment and Support Allowance or Personal Independence Payment (formerly Disability Living Allowance)

From April 2013 significant benefit changes were introduced. This may have affected what you’re entitled to.

If you’re struggling financially it’s important to make sure you’re getting all the income you’re entitled to. The extra money you could claim from benefits can make a big difference to your situation. If you think you might be entitled to claim a benefit you should apply for it.

If you’d like to find out if you’re entitled to any extra benefits you can use this online benefits checker completely free from Stepchange.

Help and support

We’re here to give free and impartial information on debt to people with all sorts of debt problems. If you feel that you need some help with your financial situation, get debt help by visiting us at Financial Health Centre, Healthy Heart Centre premises, 210, Kilburn High Road, NW6 4JH or through this free online Debt Remedy tool from Stepchange.

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